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One Club Gold Membership

£10m Public Liability & £10k Personal Accident Insurance for you and your horse from only £3.58 per month

Included in every Gold Membership:

£10M Public Liability Insurance
£10K Personal Accident Insurance
Free UK Delivery & Returns on HarryHall.com

Benefits of becoming a Gold Member

Join the Harry Hall One Club today for exclusive benefits, including £10M public liability insurance and £10K personal accident insurance. You will enjoy up to 30% off brands at HarryHall.com all year round, and as a gold member we offer free delivery on all orders, with no minimum spend.

You can be confident that if your horse spooks on a hack or escapes from its field you will be covered subject to the terms of the policy. Plus, use your membership to shop and save on equestrian products all year round, from the latest horse rugs to riding boots and from jodhpurs to jackets, there’s no more waiting for a sale. It’s win win!

Find out more about the One Club

Understand your membership options

Gold Individual Membership

  • Cover for you and up to two horses.
  • Public Liability Insurance up to a limit of £10,000,000
  • Cover is limited to:
    • The maximum number of horses/ponies owned by an individual member being 2, of which they are the registered owner or have a loan/share agreement in force.

    • Recreational riding and ownership of horses/ponies; including driving, hunting, participation in local gymkhanas, unaffiliated dressage and jumping shows only. All other activities excluded.

  • Personal Accident Insurance up to £10,000
  • Cover is limited to:
    • Death - £10,000

    • Permanent Total Loss of Sight of One Eye - £10,000

    • Permanent Total Loss of Sight of Both Eyes - £10,000

    • Loss of one or more limbs - £10,000

    • Permanent Total Loss of Speech - £10,000

    • Permanent Total Loss of Hearing (a) in one ear - £2,500 (b) in both ears - £10,000

    • Permanent Total Disablement - £10,000

In an effort to reduce paper and plastic usage, One Club membership has moved online! To view your policy documents please log in to the Harry Hall Riding App or visit the My Account section of the website. You will also be emailed your policy documents and important phone numbers.

Find the full policy terms and conditions here

Gold Family Membership

  • Cover for up to four horses and four family members living at the same address.
  • Public Liability Insurance up to a limit of £10,000,000
  • Cover is limited to:
    • The maximum number of horses/ponies owned by all members of the family membership being 4, and one of the family members must be the registered owner of the horses/ponies or have a loan/share agreement in force.
    • Recreational riding and ownership of horses/ponies; including driving, hunting, participation in local gymkhanas, unaffiliated dressage and jumping shows only. All other activities excluded. Looking for affiliated and unaffiliated event riding cover? Check out Gold Plus Membership.

  • Personal Accident Insurance up to £10,000
  • Cover is limited to:
    • Accidental Death £10,000
    • 2 Loss of one or more Limbs or Eyes £10,000
    • 3 Permanent Total Disablement from gainful employment of any and every kind £10,000

    • Permanent Total Loss of Sight of One Eye - £10,000

    • Permanent Total Loss of Sight of Both Eyes - £10,000

    • Loss of one or more limbs - £10,000

    • Permanent Total Loss of Speech - £10,000

    • Permanent Total Loss of Hearing (a) in one ear - £2,500 (b) in both ears - £10,000

In an effort to reduce paper and plastic usage, One Club membership has moved online! To view your policy documents please log in to the Harry Hall Riding App or visit the My Account section of the website. You will also be emailed your policy documents and important phone numbers.

Find the full policy terms and conditions here

Gold Plus Individual Membership - Affiliated Cover

  • Cover for you and up to two horses.
  • Public Liability Insurance up to a limit of £10,000,000
  • Cover is limited to:
    • The maximum number of horses/ponies owned by an individual member being 2, of which they are the registered owner or have a loan/share agreement in force.

    • Recreational riding and ownership of horses/ponies; including hunting, driving, local gymkhanas, affiliated (British Eventing, British Dressage, British Showjumping and British Show Horse Association) and unaffiliated events. All other activities excluded.


  • Personal Accident Insurance up to £10,000
  • Cover is limited to:
    • Death - £10,000

    • Permanent Total Loss of Sight of One Eye - £10,000

    • Permanent Total Loss of Sight of Both Eyes - £10,000

    • Loss of one or more limbs - £10,000

    • Permanent Total Loss of Speech - £10,000

    • Permanent Total Loss of Hearing (a) in one ear - £2,500 (b) in both ears - £10,000

    • Permanent Total Disablement - £10,000


In an effort to reduce paper and plastic usage, One Club membership has moved online! To view your policy documents please log in to the Harry Hall Riding App or visit the My Account section of the website. You will also be emailed your policy documents and important phone numbers.


Find the full policy terms and conditions here

Gold Plus Family Membership - Affiliated Cover

  • Cover for up to four horses and four family members living at the same address.
  • Public Liability Insurance up to a limit of £10,000,000
  • Cover is limited to:
    • The maximum number of horses/ponies owned by all members of the family membership being 4, and one of the family members must be the registered owner of the horses/ponies or have a loan/share agreement in force.
    • Recreational riding and ownership of horses/ponies; including hunting, driving, local gymkhanas, affiliated (British Eventing, British Dressage, British Showjumping, and British Show Horse Association) and unaffiliated events. All other activities excluded.


  • Personal Accident Insurance up to £10,000
  • Cover is limited to:
    • Accidental Death £10,000
    • 2 Loss of one or more Limbs or Eyes £10,000
    • 3 Permanent Total Disablement from gainful employment of any and every kind £10,000

    • Permanent Total Loss of Sight of One Eye - £10,000

    • Permanent Total Loss of Sight of Both Eyes - £10,000

    • Loss of one or more limbs - £10,000

    • Permanent Total Loss of Speech - £10,000

    • Permanent Total Loss of Hearing (a) in one ear - £2,500 (b) in both ears - £10,000

In an effort to reduce paper and plastic usage, One Club membership has moved online! To view your policy documents please log in to the Harry Hall Riding App or visit the My Account section of the website. You will also be emailed your policy documents and important phone numbers.

Find the full policy terms and conditions here


Payments

Membership subscriptions run for at least 12 months from the date of joining. Payments will be taken monthly or annually, depending on the options chosen during sign up and will recur until cancelled.

The membership is non-refundable. You are able to cancel your membership at any time but there will be no refund given and if you are on an monthly subscription the remaining of the balance will become due.


Product Discounts

With One Club membership you save up to 30% all year round on thousands of equestrian products designed and recommended by our experts. Spend over £130 and your membership has already paid for itself!


FAQs

Would I be covered to ride someone else’s horse?
Yes you would be covered if you use another person’s horse however should you be hiring a horse from a business then they should be covering this under their own policy arrangements.

Are my friends covered to ride my horse?
The Public Liability policy does not extend to cover any third parties using your horse; therefore you should make sure they have adequate Public Liability in place.

What activites am I covered for?
The policy is restricted to recreational riding, driving, hunting, participation in local gymkhanas, unaffiliated dressage and jumping shows only.

Click here to view more of our frequently asked questions.


As a One Club member you also get access to our Partner Benefits too!

Save on subscriptions with your favourite equestrian magazines, get a discount on entry to the shows and events you love and make the most of discounts designed to help make horse ownership more affordable.

See One Club Partner Discounts


Help support Harry Hall's charity partners

The Harry Hall One Club is proud to be part of the horse community and we work on different initiatives throughout the year to help support horse welfare. For this reason, when you join the One Club, take out insurance or shop with us, we'll donate 5p every time to the charities nominated by our members.

See our Charity Partnership

Harry Hall International Limited is an appointed representative of SEIB Insurance Broker Limited who are authorised and regulated by the Financial Conduct Authority. Terms, conditions and territorial limits apply.

Public Liability Insurance

From £3.58 per month

Horse Trailer Insurance

From £22.50 per quarter

Veterinary Fees Insurance

From £19.62 per quarter

Important Information

  • Harry Hall International Limited is an appointed representative of SEIB Insurance Broker Limited who are authorised and regulated by the Financial Conduct Authority.
    Terms, conditions and territorial limits apply. SEIB Insurance Brokers Limited are authorised and regulated by the Financial Conduct Authority (FCA) our firm reference number is 479477. Harry Hall International Limited firm reference number is 779468 and you may check this on the Financial Services Register by visiting the FCA website here https://register.fca.org.uk/s/
  • Pony Club products and Personalisation are excluded from the FREE UK delivery offered to Gold Members. Free delivery is offered to UK mainland customers only.
  • 12 month's free SafeRide unlocked by completing your horse profile after downloading the Harry Hall Riding App and associating your One Club login. One time only offer and non-transferable. Subject to availability and Harry Hall reserves the right to remove the offer at any time.
  • Harry Hall donates £0.05p from new, single orders to our charity partners. Please note the following exclusions apply: renewals, Pony Club and Gift Cards,
  • Sign up vouchers are delivered to marketing consented customers by email and have a limited expiration and specifc terms of use. Please refer to the email for further details and note that vouchers are single use for new and renewing customers only.
  • In an effort to reduce paper and plastic usage, One Club membership has moved online! To view your policy documents please log in to the Harry Hall Riding App or visit the My Account section of the website. You will also be emailed your policy documents and important phone numbers.



One Club Gold, Public Liability & Personal Accident Policy Documents


Vet Fee Insurance Terms & Policy Wording


Horse Trailer Insurance Terms & Policy Wording


Contact Us


Claims Procedure

Joining the Harry Hall One Club means exclusive product discounts, year-round savings, free delivery, competitions, access to riding technology and much more. But it also means you and your horse are at the heart of everything we do.