One Club
Gold Membership

£10m Public Liability & £10k Personal Accident Insurance for you and your horse from only £4.50 per month

Join the Harry Hall One Club today for exclusive benefits, including £10M public liability insurance and £10K personal accident insurance. Plus access to free legal advice, up to 30% off at HarryHall.com all year round and free delivery* on all orders.

a woman touching a horse's mouth while smiling

So what's included in your Gold Membership

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Public Liability
Insurance up to a
limit of £10,000,000

two pink bandages icon

Personal Accident
Insurance up to
£10,000

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Access to our Vet
Fees, Horse Trailer
and other insurance
policies.

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Access to legal helpline
and will writing with
LawAssure

30% icon

Shopping discounts
at HarryHall.com

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Free British
mainland delivery*

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Exclusive member
benefits & discounts

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Single Membership
1 rider and a maximum of 2 horses*

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Family Membership
4 family members and a maximum of 4 horses*

three people standing next to a horse icon

Need cover for more than 4 horses?
Check out our Platinum Memberships for a maximum of 10 horses*

Want more cover? Then check out
the other Gold Membership levels

Gold Plus
from £5.75 per month

a horse rider riding a horse on a horse obstacle course

Riders can add affiliated event cover (British Eventing, British Dressage, British Showjumping and British Show Horse Association) to their public liability insurance with our Gold Plus membership.

Gold Enhanced
from £6 per month

a woman holding a horse while smiling

Stay protected with Gold Enhanced Membership. All the benefits of Gold but with rider fracture cover included. So if you break a bone* whilst riding or handling your horse. You can be assured you are covered, subject to the terms of your policy.

If you have 5 or more horses, check out
our Platinum Membership options here

Own more horses?
Go Platinum and get cover
for a maximum of 10 horses*
From £6.75
per month

We know life is better with more horses so if you own a maximum of 10 horses then check out our Platinum package packed full of features and benefits.

a horse rider walking next to a horse inside a horse stable

What riders say

Join today & unlock
access to vet fees cover
from just £7.65 per month

Members get exclusive access to our vet fees, colic, tack, disposal and trailer cover - loved by many.

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Getting to grips
with all your membership perks

Gold Single Individual Membership

  • Cover for you and a maximum of two horses* (the maximum number of horses you own).
  • Public Liability Insurance up to a limit of £10,000,000
  • Cover is limited to:
    • The maximum number of horses/ponies owned by an individual member being 2, of which they are the registered owner or have a loan/share agreement in force.

    • Recreational riding and ownership of horses/ponies; including driving, hunting, participation in local gymkhanas, unaffiliated dressage and jumping shows only. All other activities excluded.

  • Personal Accident Insurance up to £10,000
  • Cover is limited to: 
    • Death - £10,000

    • Permanent Total Loss of Sight of One Eye - £10,000

    • Permanent Total Loss of Sight of Both Eyes - £10,000

    • Loss of one or more limbs - £10,000

    • Permanent Total Loss of Speech - £10,000

    • Permanent Total Loss of Hearing (a) in one ear - £2,500 (b) in both ears - £10,000

    • Permanent Total Disablement - £10,000

In an effort to reduce paper and plastic usage, One Club membership has moved online! To view your policy documents please log in to the Harry Hall Riding App or visit the My Account section of the website. You will also be emailed your policy documents and important phone numbers.

Find the full policy terms and conditions here

Gold Single Enhanced Membership

  • Cover for you and a maximum of two horses* (the maxiumum number of horses you own).
  • Rider Fracture Cover
  • Public Liability Insurance up to a limit of £10,000,000
  • Cover is limited to:
    • The maximum number of horses/ponies owned by an individual member being 2, of which they are the registered owner or have a loan/share agreement in force.

    • Recreational riding and ownership of horses/ponies; including driving, hunting, participation in local gymkhanas, unaffiliated dressage and jumping shows only. All other activities excluded.

  • Personal Accident Insurance up to £10,000
  • Cover is limited to: 
    • Death - £10,000

    • Permanent Total Loss of Sight of One Eye - £10,000

    • Permanent Total Loss of Sight of Both Eyes - £10,000

    • Loss of one or more limbs - £10,000

    • Permanent Total Loss of Speech - £10,000

    • Permanent Total Loss of Hearing (a) in one ear - £2,500 (b) in both ears - £10,000

    • Permanent Total Disablement - £10,000

In an effort to reduce paper and plastic usage, One Club membership has moved online! To view your policy documents please log in to the Harry Hall Riding App or visit the My Account section of the website. You will also be emailed your policy documents and important phone numbers.

Find the full policy terms and conditions here

Gold Plus Individual Membership - Affiliated Cover

  • Cover for you and a maximum of two horses* (the maxiumum number of horses you own).
  • Public Liability Insurance up to a limit of £10,000,000
  • Cover is limited to:
    • The maximum number of horses/ponies owned by an individual member being 2, of which they are the registered owner or have a loan/share agreement in force.

    • Recreational riding and ownership of horses/ponies; including hunting, driving, local gymkhanas, affiliated (British Eventing, British Dressage, British Showjumping and British Show Horse Association) and unaffiliated events. All other activities excluded.

 

  • Personal Accident Insurance up to £10,000
  • Cover is limited to:
    • Death - £10,000

    • Permanent Total Loss of Sight of One Eye - £10,000

    • Permanent Total Loss of Sight of Both Eyes - £10,000

    • Loss of one or more limbs - £10,000

    • Permanent Total Loss of Speech - £10,000

    • Permanent Total Loss of Hearing (a) in one ear - £2,500 (b) in both ears - £10,000

    • Permanent Total Disablement - £10,000

 

In an effort to reduce paper and plastic usage, One Club membership has moved online! To view your policy documents please log in to the Harry Hall Riding App or visit the My Account section of the website. You will also be emailed your policy documents and important phone numbers.

 

Find the full policy terms and conditions here

Gold Plus Enhanced Individual Membership - Affiliated Cover

  • Cover for you and a maximum of two horses* (the maxiumum number of horses you own).
  • Rider Fracture Cover
  • Public Liability Insurance up to a limit of £10,000,000
  • Cover is limited to:
    • The maximum number of horses/ponies owned by an individual member being 2, of which they are the registered owner or have a loan/share agreement in force.

    • Recreational riding and ownership of horses/ponies; including hunting, driving, local gymkhanas, affiliated (British Eventing, British Dressage, British Showjumping and British Show Horse Association) and unaffiliated events. All other activities excluded.

 

  • Personal Accident Insurance up to £10,000
  • Cover is limited to:
    • Death - £10,000

    • Permanent Total Loss of Sight of One Eye - £10,000

    • Permanent Total Loss of Sight of Both Eyes - £10,000

    • Loss of one or more limbs - £10,000

    • Permanent Total Loss of Speech - £10,000

    • Permanent Total Loss of Hearing (a) in one ear - £2,500 (b) in both ears - £10,000

    • Permanent Total Disablement - £10,000

 

In an effort to reduce paper and plastic usage, One Club membership has moved online! To view your policy documents please log in to the Harry Hall Riding App or visit the My Account section of the website. You will also be emailed your policy documents and important phone numbers.

 

Find the full policy terms and conditions here

Gold Family Membership

  • Cover for a maximum of four horses* (the maxiumum number of horses you own) and four family members living at the same address.
  • Public Liability Insurance up to a limit of £10,000,000
  • Cover is limited to:
    • The maximum number of horses/ponies owned by all members of the family membership being 4, and one of the family members must be the registered owner of the horses/ponies or have a loan/share agreement in force.
    • Recreational riding and ownership of horses/ponies; including driving, hunting, participation in local gymkhanas, unaffiliated dressage and jumping shows only. All other activities excluded. 

  • Personal Accident Insurance up to £10,000
  • Cover is limited to: 
    • Accidental Death £10,000
    • 2 Loss of one or more Limbs or Eyes £10,000
    • 3 Permanent Total Disablement from gainful employment of any and every kind £10,000

    • Permanent Total Loss of Sight of One Eye - £10,000

    • Permanent Total Loss of Sight of Both Eyes - £10,000

    • Loss of one or more limbs - £10,000

    • Permanent Total Loss of Speech - £10,000

    • Permanent Total Loss of Hearing (a) in one ear - £2,500 (b) in both ears - £10,000 

In an effort to reduce paper and plastic usage, One Club membership has moved online! To view your policy documents please log in to the Harry Hall Riding App or visit the My Account section of the website. You will also be emailed your policy documents and important phone numbers.

Find the full policy terms and conditions here

Gold Family Enhanced Membership

  • Cover for a maximum of four horses* (the maxiumum number of horses you own) and four family members living at the same address.
  • Rider Fracture Cover
  • Public Liability Insurance up to a limit of £10,000,000
  • Cover is limited to:
    • The maximum number of horses/ponies owned by all members of the family membership being 4, and one of the family members must be the registered owner of the horses/ponies or have a loan/share agreement in force.
    • Recreational riding and ownership of horses/ponies; including driving, hunting, participation in local gymkhanas, unaffiliated dressage and jumping shows only. All other activities excluded. 

  • Personal Accident Insurance up to £10,000
  • Cover is limited to: 
    • Accidental Death £10,000
    • 2 Loss of one or more Limbs or Eyes £10,000
    • 3 Permanent Total Disablement from gainful employment of any and every kind £10,000

    • Permanent Total Loss of Sight of One Eye - £10,000

    • Permanent Total Loss of Sight of Both Eyes - £10,000

    • Loss of one or more limbs - £10,000

    • Permanent Total Loss of Speech - £10,000

    • Permanent Total Loss of Hearing (a) in one ear - £2,500 (b) in both ears - £10,000 

In an effort to reduce paper and plastic usage, One Club membership has moved online! To view your policy documents please log in to the Harry Hall Riding App or visit the My Account section of the website. You will also be emailed your policy documents and important phone numbers.

Find the full policy terms and conditions here

Gold Plus Family Membership - Affiliated Cover

  • Cover for a maximum of four horses* (the maxiumum number of horses you own) and four family members living at the same address.
  • Public Liability Insurance up to a limit of £10,000,000
  • Cover is limited to:
    • The maximum number of horses/ponies owned by all members of the family membership being 4, and one of the family members must be the registered owner of the horses/ponies or have a loan/share agreement in force.
    • Recreational riding and ownership of horses/ponies; including hunting, driving, local gymkhanas, affiliated (British Eventing, British Dressage, British Showjumping, and British Show Horse Association) and unaffiliated events. All other activities excluded.

 

  • Personal Accident Insurance up to £10,000
  • Cover is limited to: 
    • Accidental Death £10,000
    • 2 Loss of one or more Limbs or Eyes £10,000
    • 3 Permanent Total Disablement from gainful employment of any and every kind £10,000

    • Permanent Total Loss of Sight of One Eye - £10,000

    • Permanent Total Loss of Sight of Both Eyes - £10,000

    • Loss of one or more limbs - £10,000

    • Permanent Total Loss of Speech - £10,000

    • Permanent Total Loss of Hearing (a) in one ear - £2,500 (b) in both ears - £10,000 

In an effort to reduce paper and plastic usage, One Club membership has moved online! To view your policy documents please log in to the Harry Hall Riding App or visit the My Account section of the website. You will also be emailed your policy documents and important phone numbers.

Find the full policy terms and conditions here

Gold Plus Family Membership - Affiliated Cover

  • Cover for a maximum of four horses* (the maxiumum number of horses you own) and four family members living at the same address.
  • Rider Fracture Cover
  • Public Liability Insurance up to a limit of £10,000,000
  • Cover is limited to:
    • The maximum number of horses/ponies owned by all members of the family membership being 4, and one of the family members must be the registered owner of the horses/ponies or have a loan/share agreement in force.
    • Recreational riding and ownership of horses/ponies; including hunting, driving, local gymkhanas, affiliated (British Eventing, British Dressage, British Showjumping, and British Show Horse Association) and unaffiliated events. All other activities excluded.

 

  • Personal Accident Insurance up to £10,000
  • Cover is limited to: 
    • Accidental Death £10,000
    • 2 Loss of one or more Limbs or Eyes £10,000
    • 3 Permanent Total Disablement from gainful employment of any and every kind £10,000

    • Permanent Total Loss of Sight of One Eye - £10,000

    • Permanent Total Loss of Sight of Both Eyes - £10,000

    • Loss of one or more limbs - £10,000

    • Permanent Total Loss of Speech - £10,000

    • Permanent Total Loss of Hearing (a) in one ear - £2,500 (b) in both ears - £10,000 

In an effort to reduce paper and plastic usage, One Club membership has moved online! To view your policy documents please log in to the Harry Hall Riding App or visit the My Account section of the website. You will also be emailed your policy documents and important phone numbers.

Find the full policy terms and conditions here

Payments

Membership subscriptions run for at least 12 months from the date of joining. Payments will be taken monthly or annually, depending on the options chosen during sign up and will recur until cancelled.

The membership is non-refundable. You are able to cancel your membership at any time but there will be no refund given and if you are on an monthly subscription the remaining of the balance will become due.

harry hall £10 gift voucher

Join today and get a 
£10 shopping voucher

With the One Club membership you will save up to 30% all year round on thousands of equestrian products in our online store. Plus to say thanks for joining we’ll send you a £10 eVoucher to spend on orders over £60 to get you started.

You're in
safe hands

A public liability claim could end up costing you millions *. You can be confident that if your horse spooks on a hack or escapes from its field you will be covered subject to the terms of the policy.

a girl riding a horse

Need some help
Give us a call

We’re a friendly bunch, we all have a passion and love for horses so we would love to tell you more about our great membership plans or help you with any questions.

Or call us on 01274 711011

Yes, you would be covered if you use another person’s horse however should you be hiring a horse from a business then they should be covering this under their own policy arrangements.

Find the full policy terms and conditions here

The Public Liability policy does not extend to cover any third parties using your horse; therefore, you should make sure they have adequate Public Liability in place (such as a One Club Gold Membership).

Find the full policy terms and conditions here

The standard policy is restricted to recreational riding and ownership of horses/ponies; driving, hunting, participation in local gymkhanas, unaffiliated dressage and jumping shows only.

Gold Plus Membership also covers: affiliated (British Eventing, British Dressage, British Showjumping and British Show Horse Association) and unaffiliated events.

All other activities excluded.

Find the full policy terms and conditions here

To upgrade your membership or add on additional insurances you can:

Please note that mid-term you can only upgrade from Bronze to any Gold membership or a single Gold membership to a Family or Plus membership.

You cannot downgrade your policy.

To update your name, add horses or family members you can:

Please consult your policy documents for associated admin charges.

As soon as you become a member or add a membership to your quote you can access our Vet Fees and Trailer insurance policies.

To add a policy as a member you can:

Please note that Public Liability and Personal Accident insurance is included in all our Gold Memberships.

You can find the full details on how to make a claim in your policy documents. 

A digital copy of our policy documents is available online here.

You can find details on how to contact our team and our complaints procedure on our Contact Page.

Important Information

  • Equario Insurance (Guernsey) Limited, is registered in Guernsey under Registration Number 69867 and is regulated by the Guernsey Financial Services Commission. Equario Insurance (Guernsey) Limited’s registered office is Level 5, Mill Court, La Charroterie, St Peter Port, Guernsey GY1 1EJ.

    Harry Hall International Limited is authorised and regulated by the Financial Conduct Authority (FCA) our firm reference number is 968047. You may check this on the Financial Services Register by visiting the FCA website click here

  • Pony Club products and Personalisation are excluded from the FREE UK delivery offered to Gold and Platinum Members. Free delivery is offered to UK mainland customers only.

  • Harry Hall donates £0.10p from new, single orders to our charity partners. Please note the following exclusions apply: renewals and gift cards,

  • Sign up vouchers are delivered to marketing consented customers by email and have a limited expiration and specific terms of use. Please refer to the email for further details and note that vouchers are single use for new and renewing customers only and have a minimum order value.

  • Cancelling a direct debit. You can cancel your direct debit at any time, but this does not cancel the membership. However, if payments fail or do not process for any reason, your membership and/or cover will stop with immediate effect and after the direct debit is cancelled, you may still have a balance remaining, which will be taken from the card used on your account.

  • In an effort to reduce paper and plastic usage, One Club membership has moved online! To view your policy documents please log in to the Harry Hall App or visit the My Account section of the website. You will also be emailed your policy documents and important phone numbers.

One Club Terms and Conditions ➔

One Club Gold/Platinum, Public Liability & Personal Accident Policy Documents ➔

Vet Fee Insurance Terms & Policy Wording ➔

Horse Trailer & Horsebox Insurance Terms & Policy Wording ➔

Manage my Policy ➔

Contact Us ➔

Claims Procedure ➔

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