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Horse Vet Fees Insurance

Protect your horse for as low as £19.62 per quarter.

Protection for accidental external injuries up to claim limits of £1,500 or £3,000. Pick the level to suit your needs.
Covers up to 2 horses as standard or up to 4 horses for One Club Gold Family members.
Plus you can add Colic Surgery, Tack and Disposal Cover as extras too.

Vet Fees InsurancePrice per year
£1.5k Claim Limit£3k Claim Limit
Standard Vet Fees*£78.50£177.00
Add Disposal Cover +£23£101.50£200.00
Add Tack Cover +£67£145.50£244.00
Add Colic Cover +£250£328.50£427.00
Prices only available to One Club members

Vet Fees insurance with Harry Hall

One Club members can make the most of Harry Hall’s Horse Veterinary Fees Insurance. Get a quick and easy quote and you and your horse can be insured online in minutes!

When you take out this policy, cover is provided against accidental external injury to your horse with a limit of £1,500 as standard for any one claim and in the aggregate.

Optional extras of Tack Cover, Colic Protection and Disposal Costs can also be added for an additional premium.

Need a bigger limit? You can up the claim limit of the standard policy to £3,000 too.

Real life - read One Club member Rebecca's vet claim story.

Understand your cover options

What is covered with Harry Hall Vet Fee Insurance?

Cover on this policy is provided for accidental external injury only. There is a limit of £1,500 for any one claim and in the aggregate across the policy period. This limit can be increased to £3,000 by selecting the option in the dropdown above.

Please note that cover is restricted to a maximum of two horses which you own or have on full loan, or four horses if you have a One Club Gold Family Membership, as named on the certificate of insurance.

What is covered with Harry Hall Colic Insurance?

In addition to the standard Vet Fee policy, the following applies to our Colic policy:

  • Cover is for colic surgery, and does not cover any bouts of colic that did not result in the horse undergoing surgery under general anaesthetic.
  • A limit of £5,000 per claim and in the aggregate.
  • Costs of after care is included up to a maximum of 50% of the cost of the surgical procedure or for no more than 15 days whichever is the lesser value.
  • Cover is provided for a maximum of two horses which you own or have on full loan, or four horses if you have a family membership, as named of the certificate of insurance.
  • An excess of £500 applies to each and every claim.
  • The policy excludes horses aged 15 years or older, at inception or renewal of the policy.
  • Cover is not available for any horses which has suffered from or shown signs of colic in the past.
  • Livery costs (whilst at the equine hospital/boarding costs) are excluded.

Our different policy options

Our horse vet fee insurance policy starts at £75 per year or just £18.75 per quarter. This premium is inclusive of Insurance Premium Tax at 12.00% and a £19.00 administration fee. Additional cover is available for an extra fee as listed below:

  • Increased claim limit to £3,000 +£95 - This means you can protect your horse against accidental external injuries only with a limit of £3,000 for any one claim and in the aggregate (cover up to £1,500 is available from £75 per year).

    Annual policy inclusive of Insurance Premium Tax at 12.00% and a £22.20 administration fee.

  • Tack Cover +£67 - £1,000 sum insured with £200 excess. Annual policy inclusive of Insurance Premium Tax at 12.00% and a £17.00 administration fee.

    Equine saddlery and tack that is kept at home or in an outhouse , or frequently transported to and from events, is at risk. If your tack is lost, stolen or damaged, tack insurance will cover the cost of repairing or replacing your tack, subject to the security terms and conditions.

  • Disposal Costs +£23 - Costs up to a sum insured of £300, which would contribute to the cost of euthanasia and disposal of the horse as a result of an accidental and external injury. This section does not carry an excess. Annual policy inclusive of Insurance Premium Tax at 12.00% and a £6.20 administration fee.

  • Colic +£250 - Cover for the costs resulting from colic surgery, up to £5,000. For any one claim and in the aggregate. Excess of £500 per claim. Annual policy inclusive of Insurance Premium Tax at 12.00% and a £26.00 administration fee.

Vet Fees InsurancePrice per year
£1.5k Claim Limit£3k Claim Limit
Standard Vet Fees*£78.50£177.00
Add Disposal Cover +£23£101.50£200.00
Add Tack Cover +£67£145.50£244.00
Add Colic Cover +£250£328.50£427.00
Prices only available to One Club members

Vet Fees InsurancePrice per quarter
£1.5k Claim Limit£3k Claim Limit
Standard Vet Fees*£19.62£44.25
Add Disposal Cover +£23 per year£25.37£50.00
Add Tack Cover +£67 per year£36.37£61.00
Add Colic Cover +£250 per year£82.12£106.75
Prices only available to One Club members

When it comes to transporting your horse, you'll want to make sure you're covered with horse trailer insurance when it matters most. Horse trailer insurance provides financial cover for accidental damage or theft, making it a lifesaver when an unexpected event tries to derail your next show. And with support to recover and deliver your horse trailer home or provide an alternative, every Harry Hall horse journey comes with extra reassurance!

Plus, as you'll join the One Club to access our insurance, you can save on equestrian products all year round on HarryHall.com with many more rewards thrown in too.

Find out more about the One Club

Affordable Equine Insurance Options

Put together the perfect insurance package with no quote needed Public Liability, Personal Accident, Vet Fees, Colic & Tack insurance options from Harry Hall.

Compare Horse Insurance


As a One Club member you also get access to our Partner Benefits too!

Save on subscriptions with your favourite equestrian magazines, get a discount on entry to the shows and events you love and make the most of discounts designed to help make horse ownership more affordable.

See One Club Partner Discounts


Help support Harry Hall's charity partners

The Harry Hall One Club is proud to be part of the horse community and we work on different initiatives throughout the year to help support horse welfare. For this reason, when you join the One Club, take out insurance or shop with us, we'll donate 5p every time to the charities nominated by our members.

See our Charity Partnership

Harry Hall International Limited is an appointed representative of SEIB Insurance Broker Limited who are authorised and regulated by the Financial Conduct Authority. Terms, conditions and territorial limits apply.

Do I need to be a Harry Hall One Club member to purchase Horse Vet Fee Insurance...

Yes, our equine veterinary insurance is exclusive to One Club members. If you're not a member you can join today from as little as £3.58 per month or £10 per year. Click here to view the membership options available. If you register for an account and add a Bronze or Gold membership to your basket, you will then be able to purchase Vet Fees Insurance.

Do I register with my horse's stable name or passported name?

Please register with your horse's passported name or number, not their stable name.

Can I pay for my policy in instalments?

Our Vet Fee Insurance is available on an annual subscription or across 4 payments from £19.62 every 3 months.

Your One Club Membership can be paid on a monthly basis or annually.

Is there an excess under the policy?

The veterinary fees section carries an excess of £165, and the saddlery and tack section carries an excess of £200 which is payable on each and every claim.

Do I need to tell you if I sell my horse or wish to add a horse to the policy?

Yes, please contact our friendly customer service team on 01274 711011, who will be able to add your new horse to your policy, issuing new documents for a small admin fee of £10.

How many horses does the policy cover?

You can name a maximum of 2 horses on the policy if you are an individual member and 4 if you have a family membership.

Can I take out more than one policy?

Yes, providing the policy is covering a different horse.

Can I take out cover a horse which I loan/share?

Only if the horse is on full loan, meaning you are financially responsible for the horse and have a written loan agreement in place.

My previous policies had exclusions for example on the hind limb, will these apply to this policy?

No, there are no personalised exclusions on this policy as the cover is only for accidental and external injury. The only case that such an injury would not be covered is if it occurred prior to taking out the policy.

Who is the insurer?

The policy is underwritten by Convex Insurance UK Limited and arranged by SEIB Insurance Brokers Ltd.

What number do I call to make a claim?

Please contact SEIB on 0345 873 4922

Harry Hall International Limited is an appointed representative of SEIB Insurance Broker Limited who are authorised and regulated by the Financial Conduct Authority. Terms, conditions and territorial limits apply.

Insurance cover limited to United Kingdom residents only. Excludes Channel Islands.

Admin Fees Summary

  • Vets Policy cost: £78.50 / Admin fees: £19
  • Vets & Disposal Policy cost: £101.50 / Admin fees: £19 + £6.20
  • Vets & Tack Policy cost: £145.50 / Admin fees: £19 +£17
  • Vets, Tack and Disposal Policy cost: £168.50 / Admin fees: £19 +£17 +£6.20
  • Vets & Colic Policy cost: £328.50 / Admin fees: £19 + £26
  • Vets, Colic & Disposal Policy cost: £351.50 / Admin fees: £19 +£26 +£6.20
  • Vet Fees, Colic and Tack Cover Policy cost: £395.50 / Admin fees: £19+ £26 + £17
  • Vet Fees, Colic, Tack and Disposal Cover Policy cost: £418.50 / Admin fees: £19+£26 +£17+£6.20

Public Liability Insurance

From £3.58 per month

Horse Trailer Insurance

From £22.50 per quarter

Veterinary Fees Insurance

From £19.62 per quarter

Important Information

  • Harry Hall International Limited is an appointed representative of SEIB Insurance Broker Limited who are authorised and regulated by the Financial Conduct Authority.
    Terms, conditions and territorial limits apply. SEIB Insurance Brokers Limited are authorised and regulated by the Financial Conduct Authority (FCA) our firm reference number is 479477. Harry Hall International Limited firm reference number is 779468 and you may check this on the Financial Services Register by visiting the FCA website here https://register.fca.org.uk/s/
  • Pony Club products and Personalisation are excluded from the FREE UK delivery offered to Gold Members. Free delivery is offered to UK mainland customers only.
  • 12 month's free SafeRide unlocked by completing your horse profile after downloading the Harry Hall Riding App and associating your One Club login. One time only offer and non-transferable. Subject to availability and Harry Hall reserves the right to remove the offer at any time.
  • Harry Hall donates £0.05p from new, single orders to our charity partners. Please note the following exclusions apply: renewals, Pony Club and Gift Cards,
  • Sign up vouchers are delivered to marketing consented customers by email and have a limited expiration and specifc terms of use. Please refer to the email for further details and note that vouchers are single use for new and renewing customers only.
  • In an effort to reduce paper and plastic usage, One Club membership has moved online! To view your policy documents please log in to the Harry Hall Riding App or visit the My Account section of the website. You will also be emailed your policy documents and important phone numbers.



One Club Gold, Public Liability & Personal Accident Policy Documents


Vet Fee Insurance Terms & Policy Wording


Horse Trailer Insurance Terms & Policy Wording


Contact Us


Claims Procedure

Joining the Harry Hall One Club means exclusive product discounts, year-round savings, free delivery, competitions, access to riding technology and much more. But it also means you and your horse are at the heart of everything we do.