Horse Vet Fees Insurance

Protect your horse for accidental and external injuries from £7.65 per month

🔒 Regulated by the FCA

Horse Vet Fees Insurance from £7.65
 

Vet Fees Insurance exclusive to Harry Hall One Club Members

One Club members can make the most of Harry Hall’s Horse Veterinary Fees Insurance. Get a quick and easy quote and you and your horse can be insured online in minutes!

Get a quote


Or call us on 01274 711011

What's the One Club?

The One Club is the membership that makes it happen. Get shopping perks, access all our insurance policies and become part of the club that looks to make horse ownership more affordable.

 

What is covered with Harry Hall Vet Fee Insurance?

Cover on this policy is provided for accidental external injury only. There is a limit of £1,500 for any one claim and in the aggregate across the policy period. This limit can be increased to £3,000 by selecting this option at checkout.

Please note that cover is restricted to a maximum of 2 horses which you own or have on full loan, or 4 horses if you have a One Club Gold Family or Platinum, as named on the certificate of insurance.

Read full terms and conditions here

 
Multi-horse cover

Multi-horse cover on one policy

Our vet fees insurance covers up to 2 horses as standard or up to 4 horses for One Club Gold and Platinum Family members.

Only pay for what you want

Only pay for what you need

Pick only the add-ons you need. Options like Colic Surgery, Tack and Disposal cover to your Vet Fees.

We're flexible

We're
flexible

Spread the cost with monthly payments at no extra cost. You can also choose a claim limit that suits your budget.

 
 

Horse vet fees monthly/yearly price

 

*Our standard Vet Fees cover is provided for accidental external injury only and exclusive to One Club members only. Excludes horses less than 30 days old. Insurance Premiums include IPT.

Admin Fees

  • Vets Policy Admin fees: £25.50

  • Disposal Policy Admin fees: +£10 (in addition to Vet Fees policy)

  • Tack Policy Admin fees: +£10 (in addition to Vet Fees policy)

  • Colic Policy Admin fees: +£10 (in addition to Vet Fees policy)

 


Or call us on 01274 711011

 

Optional extras

Our horse vet fee insurance policy starts at £91.80 per year or just £7.65 per month. This premium is inclusive of Insurance Premium Tax at 12.00% and a £19.00 administration fee. Additional cover is available for an extra fee as listed below:

 

Claim Limits
Increased claim limit to £3,000 + £103.20

This means you can protect your horse against accidental external injuries only with a limit of £3,000 for any one claim and in the aggregate.

Annual policy inclusive of Insurance Premium Tax at 12.00% and a £22.20 administration fee.

Saddlery & Tack Insurance
+£70

£1,000 sum insured with £200 excess. Annual policy inclusive of Insurance Premium Tax at 12.00% and a £17.00 administration fee.

Equine saddlery and tack that is kept at home or in an outhouse , or frequently transported to and from events, is at risk. If your tack is lost, stolen or damaged, tack insurance will cover the cost of repairing or replacing your tack, subject to the security terms and conditions.

 

Horse Disposal Insurance
+£24

Costs up to a sum insured of £300, which would contribute to the cost of euthanasia and disposal of the horse as a result of an accidental and external injury. This section does not carry an excess. Annual policy inclusive of Insurance Premium Tax at 12.00% and a £6.20 administration fee.

Horse Colic Insurance
+£260

Cover for the costs resulting from colic surgery, up to £5,000. For any one claim and in the aggregate. Excess of £500 per claim. Annual policy inclusive of Insurance Premium Tax at 12.00% and a £26.00 administration fee.

 
Get a quote


Or call us on 01274 711011

 

Why choose Harry Hall
horse vet fees insurance?

Our horse vet fee insurance policy starts at £91.80 per year or just £7.65 per month. This premium is inclusive of Insurance Premium Tax at 12.00% and a £19.00 administration fee. Additional cover is available for an extra fee as listed below:

Get a quote


Or call us on 01274 711011

One Club Benefits

Up to 30% off discount.

Free UK Delivery (Gold, Gold Plus & Platinum Members).

£10m Public Liability (Gold, Gold Plus & Platinum Members).

Affiliated Event Cover (Gold Plus & Platinum Plus Members).

£10k Personal Accident Cover (Gold, Gold Plus & Platinum Members).

Access to Free legal helpline and will writing service.

Exclusive Member Benefits. Save on subscriptions with your favourite equestrian magazines, get a discount on entry to the shows and events you love and make the most of discounts designed to help make horse ownership more affordable.

Sign up & Renewal Rewards.

Harry Hall Vet Insurance

Protection for accidental external injuries up to claim limits of £1,500 or £3,000. Pick the level to suit your needs.

Covers up to 2 horses as standard or up to 4 horses for One Club Gold Family members.

Plus you can add Colic Surgery, Tack and Disposal Cover as extras too.

When you join the One Club, take out insurance or shop with us, we’ll donate 5p every time to the charities nominated by our members

 
 

What is covered
with Harry Hall Insurance?

 

Vet Fee Insurance

Understand your cover options

Get a quote


Or call us on 01274 711011

Harry Hall Vet Insurance

Cover on this policy is provided for accidental external injury only.

There is a limit of £1,500 for any one claim and in the aggregate across the policy period.

This limit can be increased to £3,000 by selecting the option in the dropdown above.

Cover is restricted to a maximum of two horses which you own or have on full loan, or four horses if you have a One Club Gold Family Membership, as named on the certificate of insurance.

An excess of £165 applies to each and every vet fee claim.

Horse Colic Insurance

In addition to the standard Vet Fee policy, the following applies to our Colic policy:

Cover is for colic surgery, and does not cover any bouts of colic that did not result in the horse undergoing surgery under general anaesthetic.

A limit of £5,000 per claim and in the aggregate.

Costs of after care is included up to a maximum of 50% of the cost of the surgical procedure or for no more than 15 days whichever is the lesser value.

Cover is provided for a maximum of two horses which you own or have on full loan, or four horses if you have a family membership, as named of the certificate of insurance.

An excess of £500 applies to each and every claim.

The policy excludes horses aged 15 years or older, at inception or renewal of the policy.

Cover is not available for any horses which has suffered from or shown signs of colic in the past.

Livery costs (whilst at the equine hospital/boarding costs) are excluded.

Saddlery and Tack Insurance

Tack Cover +£70 - £1,000 sum insured with £200 excess. Annual policy inclusive of Insurance Premium Tax at 12.00% and a £17.00 administration fee.

Equine saddlery and tack that is kept at home or in an outhouse , or frequently transported to and from events, is at risk. If your tack is lost, stolen or damaged, tack insurance will cover the cost of repairing or replacing your tack, subject to the security terms and conditions.

Horse Disposal Insurance

Disposal Costs +£24 - Costs up to a sum insured of £300, which would contribute to the cost of euthanasia and disposal of the horse as a result of an accidental and external injury. This section does not carry an excess. Annual policy inclusive of Insurance Premium Tax at 12.00% and a £6.20 administration fee.

 
 

FAQ's

Do I need to be a Harry Hall One Club member to purchase Horse Vet Fee Insurance?

Yes, you will need to be a One Club member to benefit from Harry Hall’s horse insurance covers. However, it’s super simple to become a Bronze from £10 per year or Gold member from £4.50 per month.

You simply add the membership product you want to your basket to unlock access to our Vet Fees and Horse Trailer policies.

Already a member? Login to your account to unlock access.

Do I register with my horse’s stable name or passported name?

Please register with your horse's passported name or number, not their stable name.

Can I pay for my policy in instalments?

Our Vet Fee Insurance is available on an annual subscription or monthly payments.

Is there an excess under the policy?

The veterinary fees section carries an excess of £165, the saddlery and tack section carries an excess of £200 and colic carries an excess of £550 which is payable on each and every claim.

Do I need to tell you if I sell my horse or wish to add a horse to the policy?

Yes, please contact our friendly customer service team on 01274 711011, who will be able to add your new horse to your policy, issuing new documents for a small admin fee of £10.

How many horses does the policy cover?

You can name a maximum of 10 horses on the policy if you are a Platinum member.

Can I take out more than one policy?

Yes, providing the policy is covering a different horse.

Can I take out cover a horse which I loan/share?

Only if the horse is on full loan, meaning you are financially responsible for the horse and have a written loan agreement in place.

My previous policies had exclusions for example on the hind limb, will these apply to this policy?

No, there are no personalised exclusions on this policy as the cover is only for accidental and external injury. The only case that such an injury would not be covered is if it occurred prior to taking out the policy.

Do you insure veteran horses for vet fees insurance?

Our vet fees insurance product has no upper age limit meaning it can be bought for veteran horses. As an accidental external injury insurance it could be useful for horse's where a comprehensive product is too expensive and their is no requirement for a vetting certificate.

We only include an age limit when adding cover for colic too.

 


Need more help? Call us on 01274 711011

 

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Important Information

Equario Insurance (Guernsey) Limited, is registered in Guernsey under Registration Number 69867 and is regulated by the Guernsey Financial Services Commission. Equario Insurance (Guernsey) Limited’s registered office is Level 5, Mill Court, La Charroterie, St Peter Port, Guernsey GY1 1EJ.

Harry Hall International Limited is authorised and regulated by the Financial Conduct Authority (FCA) our firm reference number is 968047. You may check this on the Financial Services Register by visiting the FCA website click here

An excess of £165 applies to each and every vet fee claim.

Pony Club products and Personalisation are excluded from the FREE UK delivery offered to Gold Members. Free delivery is offered to UK mainland customers only.

12 month's free SafeRide unlocked by completing your horse profile after downloading the Harry Hall Riding App and associating your One Club login. One time only offer and non-transferable. Subject to availability and Harry Hall reserves the right to remove the offer at any time.

Harry Hall donates £0.05p from new, single orders to our charity partners. Please note the following exclusions apply: renewals, Pony Club and Gift Cards,

Sign up vouchers are delivered to marketing consented customers by email and have a limited expiration and specifc terms of use. Please refer to the email for further details and note that vouchers are single use for new and renewing customers only.

In an effort to reduce paper and plastic usage, One Club membership has moved online! To view your policy documents please log in to the Harry Hall Riding App or visit the My Account section of the website. You will also be emailed your policy documents and important phone numbers.

 
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