Harry Hall Trailer Insurance Terms and Conditions

Please note the following applies to policies taken out after 25 May 2022. We recommend consulting documentation provided at the time of your policy for the most accurate benefits and conditions.

Key Benefits

Cover is provided for accidental damage or theft to the horse trailer, up to a maximum of £2,000/£5,000/£8,000 (dependent on claim limit of product) or the current market value, whichever is the lesser amount.
In the event of accidental damage, recovery and delivery costs are included to take the trailer to the nearest repair station or deliver the trailer to your home (geographical limits apply). The cost of recovering any horse(s) being transported in the Horse Trailer to your address is covered up to a maximum of £500.
Costs of hiring an alternative trailer after loss or damage of the trailer rendering it unusable, for a maximum of 3 weeks and £100 per week.

Conditions & Exclusions

An excess applies to each and every claim of £100 for accidental loss or damage increasing to £150 in respect of Malicious Damage or Theft to/of the trailer or £300 in respect of Malicious Damage or Theft to/of the trailer whilst not at the insured's home.
When not in use the trailer must be kept in a locked building or secured with a wheel clamp or hitchlock.
If, at the time of damage, the Horse Trailer sum insured is 85% or less of its market value then we will only pay out in proportion of the valid claim to that percentage. However, if you bought the Horse Trailer as new within 12 months of the start date of this policy and it is lost or it would not be economical to repair it; we will pay the purchase price or we may replace it as new at our discretion. (Applies to policies commencing after 1st June 2023)

You have 14 days from receiving the policy to write confirming that you do not wish to continue, any premium which has already been paid will be returned in full. After this 14 days you can cancel the policy at any time and a prorata refund will be issued minus a £15 admin charge or the balance of the policy is due, whichever is the lesser amount.

Amendments to policies and copies of insurance certificates are chargeable with a small admin fee of £10 per policy/certificate. This includes changing trailer chassis number.

Horse Trailer Insurance Policy Documents from 1st June 2023

Policy Wording ( click here to download policy wording which contains terms and conditions )

Read Horse Trailer Insurance Product Information Sheet

Horse Trailer Insurance Policy Documents from 25 May 2022

Policy Wording ( click here to download policy wording which contains terms and conditions )

Read Horse Trailer Insurance Product Information Sheet

Horse Trailer Insurance Policy Documents for policies prior to 25 May 2022

Policy Wording ( click here to download policy wording which contains terms and conditions )

Horse Box Insurance Policy Documents

Policy Wording ( click here to download policy wording which contains terms and conditions )

Read Horsebox Insurance Product Information Sheet

Please note that horsebox policies are only available by contacting our customer service team.

Find my One Club Membership or Trailer Insurance Terms & Conditions

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Important Information

Equario Insurance (Guernsey) Limited, is registered in Guernsey under Registration Number 69867 and is regulated by the Guernsey Financial Services Commission. Equario Insurance (Guernsey) Limited’s registered office is Level 5, Mill Court, La Charroterie, St Peter Port, Guernsey GY1 1EJ.
Harry Hall International Limited is authorised and regulated by the Financial Conduct Authority (FCA) our firm reference number is 968047. You may check this on the Financial Services Register by visiting the FCA website click here
Pony Club products and Personalisation are excluded from the FREE UK delivery offered to Gold Members. Free delivery is offered to UK mainland customers only.
12 month's free SafeRide unlocked by completing your horse profile after downloading the Harry Hall Riding App and associating your One Club login. One time only offer and non-transferable. Subject to availability and Harry Hall reserves the right to remove the offer at any time.
Harry Hall donates £0.05p from new, single orders to our charity partners. Please note the following exclusions apply: renewals, Pony Club and Gift Cards,
Sign up vouchers are delivered to marketing consented customers by email and have a limited expiration and specifc terms of use. Please refer to the email for further details and note that vouchers are single use for new and renewing customers only.
In an effort to reduce paper and plastic usage, One Club membership has moved online! To view your policy documents please log in to the Harry Hall Riding App or visit the My Account section of the website. You will also be emailed your policy documents and important phone numbers.