It can be difficult to find veteran horse cover that suits your needs. Your veteran horse may be in light work but spends most of his time meandering in the field, at Harry Hall we understand the requirements of veteran horse ownership, and our vet fees insurance has been launched with this in mind.

To help answer your questions we’ve put together this handy blog, if you would like any further information do not hesitate to contact us via email [email protected] or phone us on 01274 711 100


What does Veteran Horse Insurance cover?

The Harry Hall policy covers accidental external injuries which is perfect if the veteran horse in your life spends his time in the field with his pals. If he attempts to break out or has a run about and causes an injury to himself this insurance would cover you for any vet fees incurred as a result.


How much does the Veteran Horse Insurance policy cost?

It is £78.50 for the year and covers up to £1,500 in vet fees. The excess is £165 per claim. You need to be a Harry Hall One Club member to apply for vet fees insurance, membership starts from £10 a year.


Is there a maximum age on your horse insurance?

There is no upper age limit on vet fees insurance at Harry Hall. We insure horses of all sizes, ages, and abilities. As the cover is accidental external injury cover, we do not ask you to fill in long-winded forms regarding previous injuries and no vetting certificate is required.


I own two veteran horses; can I get cover for both of them?

Our Veteran Horse Insurance covers up to two horses for £78.50, or you can take out two policies, so you have one for each horse. If you have a family membership you can take out up to three policies.


One Club member Rachel’s story:

Hastings is my 27-year field companion – he’s never been ridden due to a damaged spine when he was born. We don’t have him insured apart from vet fees insurance and public liability with the One Club, he’s not really worth anything – but he’s priceless to us.

A couple of weeks ago, Hastings was bouncing around the field like a two-year-old, forgot how to put the emergency handbrake on, and consequently went through the fence, landing on his side in a bed of nettles.

He was badly cut – and some of his injuries went quite deep into his hindquarters and flank. In addition, he had a massive reaction to the nettle stings and started to go into shock. I thought he was a goner!

15 mins later – after a “get here now” emergency call to the vets, Hastings was sedated, given a steroid injection for the nettles sting, and got stitched up, along with some bute and a long-lasting antibiotic. He’s now doing fine – amazing how they bounce back! A few days after his two-minute stunt session – the dreaded vet bill arrived - £852.61 – luckily this was covered under my Harry Hall vet fees insurance.”

For more information on Veteran Horse Insurance visit – www.harryhall.com/horse-insurance

You may also be interested in joining The Veteran Horse Society – find out more here.