Harry Hall One Club

Join the Harry Hall One Club. Exclusive benefits for members only.

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Become a member today - From only £40

Join the Harry Hall One Club today for exclusive benefits, including £10M public liability insurance and £10K personal accident insurance, along with saving 30% at HarryHall.com all year round. You can be confident that if your horse spooks on a hack or escapes from its field you will be covered subject to the terms of the policy. Plus, use your membership to shop and save on equestrian products all year round, from the latest rugs to riding boots and from jodhpurs to jackets, there’s no more waiting for a sale. It’s win win!

Cover for you and up to two horses.*

Cover for up to four family members living at the same address and three horses.*

Find out why you should join the One Club:

We're here to help
Icon - ContactOne Club Customer Services: 01274 711 100
Icon - ContactInsurance Policy Enquiries: 0345 450 7884

Reasons you may need public liability insurance for you and your horse

ReasonsA horse damaging a vehicle
ReasonsAn individual sustaining an injury whilst riding your horse
ReasonsA horse injuring another horse or rider
ReasonsA horse causing an accident after escaping the boundaries of the home
“Every horse owner should understand the need for public liability insurance, no matter what they do with their horse.
This membership is a brilliant service and will give riders great discounts and brilliant protection!”
Claire Carney, North Yorkshire

Save up to 30% on all these brands

“Being able to shop all of the latest products and save 30% is just a no brainer for me.
I couldn’t afford not to be a member”
Rachel Bell, Dressage Rider

See what you could save

What's included

The Harry Hall One Club insurance covers you and up to two horses. You can also choose a family membership which covers up to four family members living at the same address and three horses. Third Party Property damage excess of £250 applies to each and every claim.

  • Public Liability insurance up to a limit of £10,000,000
  • Personal Accident Insurance up to £10,000
  • Cover includes:
  • Recreational riding and ownership of horses/ponies; including local gymkhanas, unaffiliated dressage and jumping shows. All other activities excluded.
  • The maximum number of horses/ponies owned by an individual member being 2, of which they are the registered owner or have a loan/share agreement in force.
  • The maximum number of horses/ponies owned by all members on the family membership being 3, and one of the family members must be the registered owner of the horses/ponies or have a loan/share agreement in force.
  • Riding horses that aren’t owned by you.


Answer: Public Liability covers claims brought against you by a Third Party following property damage or bodily injury for which you are legally liable.
Answer: Personal Accident provides benefits in the event of Death, Permanent Total Disablement or Loss of Limb/Eyes following an accident whilst you are participating in recreational riding.
Answer: Yes there is a policy excess under the Public Liability cover of £250 for each and every Third Party Property Damage Claims.
Answer: Yes you would be covered if you use another person’s horse however should you be hiring a horse from a business then they should be covering this under their own policy arrangements.
Answer: The Public Liability policy does not extend to cover any third parties using your horse; therefore you should make sure they have adequate Public Liability in place.
Answer: Personal Accident death benefits are reduced in respect of those under 16 and the policy provides cover for members up to the age of 75.
Answer: The Public Liability policy is underwritten by Markel International Insurance Company Limited and the personal accident policy is underwritten by Royal and Sun Alliance.
Answer: The Public Liability policy cover you in the United Kingdom, the Isle of Man and the Channel Islands including occasional trips worldwide for leisure purposes only and not exceeding 14 days. However the Personal Accident cover is just valid while in the United Kingdom, the Isle of Man and the Channel Islands.
Answer: Unfortunately this would not be covered as the policy is restricted to covering the use and/or ownership and/or control of Horse(s) or Horse drawn vehicle(s) and participation in local gymkhanas, unaffiliated dressage and jumping shows only.
Answer: The Public Liability cover under this policy has a condition that if there is any other valid insurance which covers the member then this policy will only cover claim amounts in excess of the other insurers’ policy limits. For example a claim is submitted for £5,000,000 you have insurance cover in place under a household policy for £2,000,000; therefore you would make 2 claims with this policy responding for any amount over the household insurance limit.

Terms & Conditions

*Harry Hall International Limited is an appointed representative of South Essex Insurance Brokers Limited who are authorised and regulated by the Financial Conduct Authority. Terms, conditions and territorial limits apply.

Read full terms and conditions here