Horse insurance

Why purchase insurance at Harry Hall?

Who says horse insurance has to be a chore? You can buy your equine cover online in minutes at Harry Hall, view all of our prices online and becoming a One Club member provides extra perks too!

Take your pick from: public liability and rider insurancehorse vet fees, horsebox insurance and horse trailer insurance policies.

Vet Fees Insurance


£7.65 per month

Insurance Premiums include IPT

Protection for accidental external injuries up to claim limits of £1,500 or £3,000. Pick the level to suit your needs and choose your payment terms.

*Protection for accidental external injury only. Excludes horses less than 30 days old.

Add on Colic Cover


£21.66 per month

Insurance Premiums include IPT

In addition to our standard Vet Fee policy, you can also add cover for Colic surgery.

*Excludes horses over 15 years old.

Add on 



£5.83 per month

Insurance Premiums include IPT


Add on 



£2 per month

Insurance Premiums include IPT

In addition to our standard Vet Fee policy, you can also cover:

  • Equine Saddlery & Tack Cover up to £1,000 
  • Disposal & Euthanasia Cover up to £300

Simply choose your combination of extras from our Vet Fee cover options in the checkout.

*Conditions apply

Paid out quickly

What an amazing service from Harry Hall using their vets fee insurance, the staff were so helpful. The claim was paid within 2 weeks of my vets invoicing. I can’t recommend this insurance and the staff enough. It’s been the best service I have received in over 30 years of insuring horses.

Jemma J


From Foals to
Golden Oldies

From 30 days old to veteran horses, all but our Colic Surgery policy has no upper age limits. What you see is what you get with flat online rates meaning you can compare the price of options without having to pick up the phone.

Public Liability & Personal Accident Insurance

£4.50 per month

Join the Harry Hall One Club today for exclusive benefits, including £10M public liability insurance and £10K personal accident insurance.

Affiliated Rider Cover

£5.75 per month

Gold Plus Membership - all the same great benefits & insurance as Gold but with additional cover for Affiliated competitions. Perfect if you're thinking about buying a class ticket for British Dressage, British Show Jumping or competing at a venue under affiliated rule.


"The fact that my family and I are protected should anything happen with our ponies is reassuring, but being at such a great price point AND getting free delivery in the store is fabulous!"


Horse Trailer Insurance

£8.50 per month

Insurance Premiums include IPT

Accidental damage or theft cover up to the values of £2,000, £5,000 or £8,000. Pick the option to suit you. Recovery, delivery and hire trailer costs included to ensure you and your horse get home safe.

Horsebox Insurance

For a personalised quote

Call us on 01274 711011

Our competitive and comprehensive horsebox insurance can cover various sizes and configurations of horsebox, ranging from compact trucks to heavy goods vehicles. Covering up to £100,000 as standard.

Great Value

"Easy to purchase and renew, great value for money and the policy is one of the better ones in terms of what is covered. 2nd year of having this trailer insurance."


Need some help?

Give us a call

We're a friendly bunch, we all have a passion and love for horses here at Harry Hall so we would love to tell you more about our great insurance cover or help you with any questions

Honestly, horse insurance can be expensive. That's why we set out to provide affordable options for the UK's diverse horse owners.

At Harry Hall we offer transparency in all our pricing and your options could cost as little as:

  • Horse Public Liability Insurance and Personal Accident Cover from £49.80 per year
  • Horse Vet Fee Insurance from £91.80 per year (plus membership from £10 per year to access)
  • Horse Trailer Insurance from £102 per year (plus membership from £10 per year to access)

We're confident those prices will save most horse owners a bunch on their next renewal!

Equine insurance can cover riders in a variety of ways, these include:

  • Public liability cover
  • Veterinary fees
  • Theft/ straying/ mortality
  • Permanent loss of use
  • Personal accident cover
  • Saddlery and tack
  • Colic
  • Trailers and horse-drawn vehicles

Here at Harry Hall, we understand the importance of ensuring your horse is happy, healthy and safe. This means it’s key to have the right policy in place to cover you should something unfortunate happen.

Speak to a member of our team today for more information; we’ll be more than happy to help and ensure you take out the right cover.

Yes, you will need to be a One Club member to benefit from Harry Hall’s horse insurance covers. However, it’s super simple to become a Bronze from £10 per year or Gold member from £4.15 per month.

You simply add the membership product you want to your basket to unlock access to our Vet Fees and Horse Trailer policies.

Already a member? Login to your account to unlock access.


For Gold members, you will receive public liability insurance and personal accident cover for horse riders**

More than that you'll unlock big savings and free delivery on too!

Horse and pet insurance policies share the same purpose in protecting the owner from big claims or costs that relate to the animal. Probably the most comparable is cover for expensive vet fees, though for a horse these can be much more costly and conditions like Colic should also be considered.

As an owner or rider, public liability to protect from damage or injury by your horse, and personal accident cover for financial support related to injuries are much more relevant to us horsey folk.

There are also additional policies like saddlery and tack cover or horse trailer insurance designed to pay towards the cost of replacing damaged or stolen extras that go with being a horse owner.

Another factor are disposal costs which although tough to think about are well worth protecting against with insurance.

At Harry Hall it's our goal to make all this cover as transparent and affordable as possible. That's why you can pick out all of the above in our policies bit by bit to get the perfect policy for you and an amazing price.

We don't want horse owners to feel that their horse isn't worth insurance cover, no matter the age. Our standard Vet Fees cover doesn't have a higher age limit which can make it a cost-effective fit for veteran horses at only £91.80 per year.

No-one wants to think about the costs associated with the end of a horse's life, but horse owners have options to protect themselves with Disposal Cost Cover that could help to reduce financial stress at such a difficult time. 

Please note the disposal policy available at Harry Hall applies only to the death of the horse as a result of an accidental external injury.


All of our policies have territorial limits and you can find the details of those in our policy documents. Our cover will definitely apply if you live in mainland England, Scotland and Wales. If you live in the rest of the United Kingdom we recommended checking the limits of the specific policy for more details.


Make a difference today

Every time you shop, join or insure with us, we donate to our three charity partners.


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Everything you need to know about the new Highway Code as a horse rider



Dealing with the loss of your horse

We chat to Steph Croxford about the difficult subject of losing your horse


Important Information

  • Equario Insurance (Guernsey) Limited, is registered in Guernsey under Registration Number 69867 and is regulated by the Guernsey Financial Services Commission. Equario Insurance (Guernsey) Limited’s registered office is Level 5, Mill Court, La Charroterie, St Peter Port, Guernsey GY1 1EJ.

    Harry Hall International Limited is authorised and regulated by the Financial Conduct Authority (FCA) our firm reference number is 968047. You may check this on the Financial Services Register by visiting the FCA website click here

  • Pony Club products and Personalisation are excluded from the FREE UK delivery offered to Gold and Platinum Members. Free delivery is offered to UK mainland customers only.

  • Harry Hall donates £0.10p from new, single orders to our charity partners. Please note the following exclusions apply: renewals and gift cards,

  • Sign up vouchers are delivered to marketing consented customers by email and have a limited expiration and specific terms of use. Please refer to the email for further details and note that vouchers are single use for new and renewing customers only and have a minimum order value.

  • Cancelling a direct debit. You can cancel your direct debit at any time, but this does not cancel the membership. However, if payments fail or do not process for any reason, your membership and/or cover will stop with immediate effect and after the direct debit is cancelled, you may still have a balance remaining, which will be taken from the card used on your account.

  • In an effort to reduce paper and plastic usage, One Club membership has moved online! To view your policy documents please log in to the Harry Hall App or visit the My Account section of the website. You will also be emailed your policy documents and important phone numbers.

One Club Terms and Conditions ➔

One Club Gold/Platinum, Public Liability & Personal Accident Policy Documents ➔

Vet Fee Insurance Terms & Policy Wording ➔

Horse Trailer & Horsebox Insurance Terms & Policy Wording ➔

Manage my Policy ➔

Contact Us ➔

Claims Procedure ➔

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